captain_spalding said:

Witty Rejoinder said:

captain_spalding said:

No, two aspects of the same thing.

It’s easy to be generous, when you can get it back by other means, or you’re not using your money at all.

I agree, it achieves some good. It just doesn’t work quite the way that the news-bites present it.

It’s complete bull-shit that people get it back by other means. You have no fucking idea what you’re talking about.

Please explain it to me, then.

It’s not my job to educate ignoramuses on the internet. You’re retired, user your free time to learn how you’re wrong instead.