> The Big Rip scenario is when the expansion of the universe becomes so rapid that the forces that hold things together will no longer be able to resist being pulled apart by the expansion of the universe.
The latest information from Planck is that the Big Rip scenario is very unlikely.
In addition, the disproof of supersymmetry and similar theories from the Large Hadron Collider results pretty well rules out proton decay. Without proton decay, many individual atoms heavier than iron that are currently considered “stable” will eventually decay to lighter elements by spontaneous fission, but the lighter elements will be unconditionally stable. And that means that white dwarfs are forever.
And that means that the time to the end of the universe is governed by heat-death. The slow cooling by loss of photons into an ever-expanding universe. A solar mass black hole has a lifetime due to evaporation of 2*10^67 years. The Milky Way’s black hole has a lifetime of 10^87 years. The supermassive black hole in NGC 4889 has a lifetime of 10^98 years.
The alternative is that the metastability of the universe turns into instability, the universe is ripped apart in another big bang and everything begins again. Nobody, so far as I know, has managed to put a timescale on the duration of the stability of the metastable universe.