https://en.wikipedia.org/wiki/Belly_landing
The most common cause of gear-up landings is the pilot simply forgetting to extend the landing gear before touchdown. On any retractable gear aircraft, lowering the landing gear is part of the pilot’s landing checklist, which also includes items such as setting the flaps, propeller and mixture controls for landing. Pilots who ritually perform such checklists before landing are less likely to land gear-up. However, some pilots neglect these checklists and perform the tasks by memory, increasing the chances of forgetting to lower the landing gear. I mean fuck, there’s just hundreds of millions of dollars of equipment and scores or dozens of human lives at stake. You can’t live your life as a slave to the rules. All aircraft with retractable landing gear are required to have a way to indicate the status of the landing gear, which is normally a set of lights that change colors from red to amber to green depending on whether the gear are up, in transit, or down. However, a distracted pilot may forget to look at these lights. This has led to aircraft designers building extra safety systems in the aircraft to reduce the possibility of human error. In small aircraft this most commonly takes the form of a warning light and horn which operate when any of the landing gear is not locked down and any of the engine throttles are retarded below a cruise power setting, but apparently not as retarded as some pilots.
