Commonwealth NetBank is not very good.
The design, layout and functionality are all awefull.
I only have it because it is linked to my CommSec trading account.
Netbank dosn’t seem to provide a yearly statement summary, they provide one each month.
Do you think I can find anywhere to tell me my interest earned for the financial year….NO.
Who the hell designed their online banking, it’s ‘orrible
smh
Aquila said:
Commonwealth NetBank is not very good.The design, layout and functionality are all awefull.
I only have it because it is linked to my CommSec trading account.Netbank dosn’t seem to provide a yearly statement summary, they provide one each month.
Do you think I can find anywhere to tell me my interest earned for the financial year….NO.
- /
Who the hell designed their online banking, it’s ‘orrible
smh
You should have basic statistics though
Man, they make several billion dollars in profits every year and they can’t employ an IT team to design a decent online banking experience, not only does it look ….I don’t even know the appropriate word to use…it looks like a 12yo designed it and it isn’t intuitive or easy to navigate.
Also, I can’t seem to update any personal details online when logged in….seriously poor effort.
My evening rant, thanks for listening (reading)
Aquila said:
Man, they make several billion dollars in profits every year and they can’t employ an IT team to design a decent online banking experience, not only does it look ….I don’t even know the appropriate word to use…it looks like a 12yo designed it and it isn’t intuitive or easy to navigate.Also, I can’t seem to update any personal details online when logged in….seriously poor effort.
My evening rant, thanks for listening (reading)
- )
- )
I use ANZ. Their online banking site is good.
From the way Aquila carries on, you’d think he imagines that banks should design processes for the convenience of customers!
Howls of derisive laughter, Bruce.
Yeah, I use Westpac for my main online banking, their site is good and they will be upgrading it shortly, bring it inline with touch screen technology and providing an option for different view such as tiles or list etc. modernising the style as well.
Like I said, I only use NetBank because it’s linked to my CommSec trading account which is not too bad.
captain_spalding said:
From the way Aquila carries on, you’d think he imagines that banks should design processes for the convenience of customers!Howls of derisive laughter, Bruce.
LOL!
Was I that obvious…
:D
…times are tough in the real world my friend.
We may be losing our company supplied morning tea biscuits and cake due to budget contraints!
>Do you think I can find anywhere to tell me my interest earned for the financial year….NO.
it is always the first item in July in the statement that covers that period, but you don’t get that statement until September.
party_pants said:
I use ANZ. Their online banking site is good.
We moved one of our business accounts from ANZ as, despite having a reasonable on-line facility, when things got a little tricky their standard procedure reverted back to
“We will post a code to you”.
Wha? NetBank is much better. Have you tried contacting them? They should be able to help you find it.
If you want ease of use, try Westpac. Lower fees for business accounts too.
I long for the good ol’ days of banking, where house prices were doubling (if not trebling) almost overnight, and everyone was so desperate to buy any old ruin before it was priced out of their reach that they’d pay any interest rate you cared to name. No need for subterfuge and dodgy investment schemes back then. And it was legitimate! You could just keep pushing that rate up and up, and they kept queuing up for more.
morrie said:
>Do you think I can find anywhere to tell me my interest earned for the financial year….NO.it is always the first item in July in the statement that covers that period, but you don’t get that statement until September.
LMAO…thanks Morrie, you’re a shining light.
morrie said:
>Do you think I can find anywhere to tell me my interest earned for the financial year….NO.it is always the first item in July in the statement that covers that period, but you don’t get that statement until September.
Aquila said:
Yeah, I use Westpac for my main online banking, their site is good and they will be upgrading it shortly, bring it inline with touch screen technology and providing an option for different view such as tiles or list etc. modernising the style as well.Like I said, I only use NetBank because it’s linked to my CommSec trading account which is not too bad.
I see you already do. The only reason we use CBA is because this particular business is a partnership, with the partner being familiar with them already.
Speedy said:
Aquila said:
Yeah, I use Westpac for my main online banking, their site is good and they will be upgrading it shortly, bring it inline with touch screen technology and providing an option for different view such as tiles or list etc. modernising the style as well.Like I said, I only use NetBank because it’s linked to my CommSec trading account which is not too bad.
I see you already do. The only reason we use CBA is because this particular business is a partnership, with the partner being familiar with them already.
I banked with CBA for decades until i wanted a loan for a car.
In answer to my questions, i was told that there’d be stiff penalties for early pay-back of the loan, that i could only make additional payments on the loan in multiples of my regular repayment amount, and two or three other bemusing things i can’t recall (it was back in the 90s).
I remember hanging up the phone, thinking that the CBA was obviously keen to get out of the personal loans business.
I called Suncorp, and they said ‘no problem’ to everything i asked. And, it turned out that none of them were.
Goodbye, CBA.
Aquila said:
Man, they make several billion dollars in profits every year and they can’t employ an IT team to design a decent online banking experience, not only does it look ….I don’t even know the appropriate word to use…it looks like a 12yo designed it and it isn’t intuitive or easy to navigate.Also, I can’t seem to update any personal details online when logged in….seriously poor effort.
My evening rant, thanks for listening (reading)
- )
- )
morrie said:
morrie said:
>Do you think I can find anywhere to tell me my interest earned for the financial year….NO.it is always the first item in July in the statement that covers that period, but you don’t get that statement until September.
actually, look under ‘Account information”. The interest for the financial year is shown about 2/3 of the way down the page.
View Accounts > Account Information
Sorry!
—————-
The page you are trying to access is temporarily unavailable.
Please try again later.
*chuckle…..smh
captain_spalding said:
I banked with CBA for decades until i wanted a loan for a car.In answer to my questions, i was told that there’d be stiff penalties for early pay-back of the loan, that i could only make additional payments on the loan in multiples of my regular repayment amount, and two or three other bemusing things i can’t recall (it was back in the 90s).
I remember hanging up the phone, thinking that the CBA was obviously keen to get out of the personal loans business.
I called Suncorp, and they said ‘no problem’ to everything i asked. And, it turned out that none of them were.
Goodbye, CBA.
Yes, I know what you mean.
After banking with Westpac since childhood, a teller tried to charge me $10 for a tax statement. I told her not to worry and that instead, I would withdraw all my money. It was a nervous walk next door to the nearest bank, State (I don’t think they exist any more). A few years later, Westpac they offered me the best home loan rate, so I switched back and have banked with them ever since, personal and business, with no dramas.
Aquila said:
morrie said:
morrie said:
>Do you think I can find anywhere to tell me my interest earned for the financial year….NO.it is always the first item in July in the statement that covers that period, but you don’t get that statement until September.
actually, look under ‘Account information”. The interest for the financial year is shown about 2/3 of the way down the page.
Thought I’d check out your suggestion…View Accounts > Account Information
Sorry!
—————-
The page you are trying to access is temporarily unavailable.Please try again later.
*chuckle…..smh
I have to say, that often happens!
morrie said:
Aquila said:
morrie said:actually, look under ‘Account information”. The interest for the financial year is shown about 2/3 of the way down the page.
Thought I’d check out your suggestion…View Accounts > Account Information
Sorry!
—————-
The page you are trying to access is temporarily unavailable.Please try again later.
*chuckle…..smh
lol!I have to say, that often happens!
Thank you for using NetBank (Australia’s #1 online bank).
You are now logged off.
Aquila said:
Yeah, I use Westpac for my main online banking, their site is good and they will be upgrading it shortly, bring it inline with touch screen technology and providing an option for different view such as tiles or list etc. modernising the style as well.Like I said, I only use NetBank because it’s linked to my CommSec trading account which is not too bad.
Raises eyebrow
I recently moved my credit card balance over to Westpac for another 12 months of interest free. Their site is bloody awful.
When I set up the internet banking the young lady on the other end of the phone was perplexed as to why I could possibly want a password longer than 6 characters that contained a mixture of uppercase, lowercase, numeric and other characters.
I’m really glad I don’t use them for my primary banking.
Do any other banks have the keyboard thing that Westpac use for password entry?
buffy said:
Do any other banks have the keyboard thing that Westpac use for password entry?
That is pretty good and to my mind safer.
AwesomeO said:
buffy said:Do any other banks have the keyboard thing that Westpac use for password entry?
That is pretty good and to my mind safer.
I like it. I’m not sure why I think it is safer, but it feels that way.
neither my nab or bendigo have a keyboard thingo. my bendigo uses a digipass key which is a little dongle that you have which displays a number for verification.
buffy said:
Do any other banks have the keyboard thing that Westpac use for password entry?
What’s this?
party_pants said:
buffy said:Do any other banks have the keyboard thing that Westpac use for password entry?
What’s this?
https://businessonline.westpac.com.au/esis/Login/SrvPage
You put in your ID number and then hit the ‘keys’ with your password.
party_pants said:
buffy said:Do any other banks have the keyboard thing that Westpac use for password entry?
What’s this?
A virtual westpac keyboard so that your own keystrokes cannot be recorded.
buffy said:
party_pants said:
buffy said:Do any other banks have the keyboard thing that Westpac use for password entry?
What’s this?
https://businessonline.westpac.com.au/esis/Login/SrvPage
You put in your ID number and then hit the ‘keys’ with your password.
Not seen it before.
http://lifehacker.com/5796816/why-multiword-phrases-make-more-secure-passwords-than-incomprehensible-gibberish
party_pants said:
buffy said:
party_pants said:What’s this?
https://businessonline.westpac.com.au/esis/Login/SrvPage
You put in your ID number and then hit the ‘keys’ with your password.
Not seen it before.
you can also use online password storage, you only need to remember the password to access your online password store.
NAB just have a place for your ID and another for your password and they are both done with keystrokes.
is you keep your computer security systems up to date you should really have no probs. the encryption to the bank is pretty well impossible to crack.
most password guessing is by brute force so a password that would take a few years to crack is safe. unless you have lots of money that makes it worthwhile for crooks to spend the time.
AwesomeO said:
party_pants said:
buffy said:Do any other banks have the keyboard thing that Westpac use for password entry?
What’s this?
A virtual westpac keyboard so that your own keystrokes cannot be recorded.
ANZ has 3 icons that you choose when you originally setup your online account, i don’t use online banking so i forget which ones ichose and can’t get into it if i wanted to
http://arstechnica.com/business/2012/03/passphrases-only-marginally-more-secure-than-passwords-because-of-poor-choices/
>Do you think I can find anywhere to tell me my interest earned for the financial year….NO.
Click on Account in Q
Click advanced search
Choose time period required
You can then search by credit only or type in Interest in keyword.
After that you can download and export in many formats ie Excel