Date: 27/04/2016 14:47:27
From: CrazyNeutrino
ID: 881033
Subject: Better Standards

Do we need better standards in Government and Business?

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Date: 27/04/2016 16:09:50
From: dv
ID: 881052
Subject: re: Better Standards

CrazyNeutrino said:

Do we need better standards in Government and Business?

Sure

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Date: 27/04/2016 16:15:49
From: transition
ID: 881054
Subject: re: Better Standards

what ya got in mind, more colourful ties

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Date: 27/04/2016 16:17:51
From: dv
ID: 881055
Subject: re: Better Standards

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Date: 27/04/2016 16:25:36
From: AwesomeO
ID: 881060
Subject: re: Better Standards

dv said:



That’s a guidon not a standard.

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Date: 27/04/2016 16:28:31
From: Michael V
ID: 881063
Subject: re: Better Standards

Penance.

Reply Quote

Date: 27/04/2016 19:58:38
From: dv
ID: 881197
Subject: re: Better Standards

AwesomeO said:


dv said:


That’s a guidon not a standard.

Guidons were often standards.

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Date: 27/04/2016 20:14:45
From: AwesomeO
ID: 881207
Subject: re: Better Standards

dv said:


AwesomeO said:

dv said:


That’s a guidon not a standard.

Guidons were often standards.

A narrow swallow tailed flag is probably a guidon. Able to be held aloft with one hand the guidon indicated a troop of horse, standards are usually bigger because they had a different role and for a much bigger unit.

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Date: 27/04/2016 20:19:51
From: dv
ID: 881209
Subject: re: Better Standards

AwesomeO said:


dv said:

AwesomeO said:

That’s a guidon not a standard.

Guidons were often standards.

A narrow swallow tailed flag is probably a guidon. Able to be held aloft with one hand the guidon indicated a troop of horse, standards are usually bigger because they had a different role and for a much bigger unit.

(shrug)

guidon
/ˈɡʌɪd(ə)n/
noun
a pennant that narrows to a point or fork at the free end, especially one used as the standard of a light cavalry regiment.

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Date: 27/04/2016 20:21:51
From: The Rev Dodgson
ID: 881211
Subject: re: Better Standards

dv said:


AwesomeO said:

dv said:

Guidons were often standards.

A narrow swallow tailed flag is probably a guidon. Able to be held aloft with one hand the guidon indicated a troop of horse, standards are usually bigger because they had a different role and for a much bigger unit.

(shrug)

guidon
/ˈɡʌɪd(ə)n/
noun
a pennant that narrows to a point or fork at the free end, especially one used as the standard of a light cavalry regiment.

What is a standard if not a guidon how to behave?

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Date: 27/04/2016 20:24:07
From: sibeen
ID: 881212
Subject: re: Better Standards

The Rev Dodgson said:

What is a standard if not a guidon how to behave?

Golf Clap

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Date: 27/04/2016 20:24:41
From: AwesomeO
ID: 881214
Subject: re: Better Standards

dv said:


AwesomeO said:

dv said:

Guidons were often standards.

A narrow swallow tailed flag is probably a guidon. Able to be held aloft with one hand the guidon indicated a troop of horse, standards are usually bigger because they had a different role and for a much bigger unit.

(shrug)

guidon
/ˈɡʌɪd(ə)n/
noun
a pennant that narrows to a point or fork at the free end, especially one used as the standard of a light cavalry regiment.

Pretty much what I said. The standard is bigger and conveys the position of the head of the army.

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Date: 27/04/2016 20:26:07
From: Michael V
ID: 881215
Subject: re: Better Standards

“War of the roses?

Reply Quote

Date: 27/04/2016 20:27:21
From: dv
ID: 881216
Subject: re: Better Standards

The Rev Dodgson said:


dv said:

AwesomeO said:

A narrow swallow tailed flag is probably a guidon. Able to be held aloft with one hand the guidon indicated a troop of horse, standards are usually bigger because they had a different role and for a much bigger unit.

(shrug)

guidon
/ˈɡʌɪd(ə)n/
noun
a pennant that narrows to a point or fork at the free end, especially one used as the standard of a light cavalry regiment.

What is a standard if not a guidon how to behave?

Reply Quote

Date: 27/04/2016 20:28:45
From: dv
ID: 881218
Subject: re: Better Standards

AwesomeO said:


dv said:

AwesomeO said:

A narrow swallow tailed flag is probably a guidon. Able to be held aloft with one hand the guidon indicated a troop of horse, standards are usually bigger because they had a different role and for a much bigger unit.

(shrug)

guidon
/ˈɡʌɪd(ə)n/
noun
a pennant that narrows to a point or fork at the free end, especially one used as the standard of a light cavalry regiment.

Pretty much what I said. The standard is bigger and conveys the position of the head of the army.

“The standard is bigger”

What?

The definition I just presented tells you that a pennant is usually used a standard. It means nothing to say that a standard is bigger. That’s like saying mammals are bigger than dogs.

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Date: 27/04/2016 20:31:07
From: The Rev Dodgson
ID: 881220
Subject: re: Better Standards

I think that before any politician is allowed to comment on negative gearing they should be forced to answer this question:

If there was a small reduction in average house prices, resulting in a small improvement in home affordability, would that be a good thing or a bad thing?

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Date: 27/04/2016 20:33:09
From: The Rev Dodgson
ID: 881223
Subject: re: Better Standards

dv said:


The Rev Dodgson said:

dv said:

(shrug)

guidon
/ˈɡʌɪd(ə)n/
noun
a pennant that narrows to a point or fork at the free end, especially one used as the standard of a light cavalry regiment.

What is a standard if not a guidon how to behave?


It’s a cheerful little forklift truck with only two wheels?

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Date: 27/04/2016 20:33:21
From: dv
ID: 881224
Subject: re: Better Standards

The Rev Dodgson said:


I think that before any politician is allowed to comment on negative gearing they should be forced to answer this question:

If there was a small reduction in average house prices, resulting in a small improvement in home affordability, would that be a good thing or a bad thing?

I fully expect that you would get a simple, honest answer.

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Date: 27/04/2016 20:33:31
From: dv
ID: 881225
Subject: re: Better Standards

The Rev Dodgson said:


dv said:

The Rev Dodgson said:

What is a standard if not a guidon how to behave?


It’s a cheerful little forklift truck with only two wheels?

Guido

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Date: 27/04/2016 20:35:33
From: dv
ID: 881227
Subject: re: Better Standards

dv said:


AwesomeO said:

dv said:

(shrug)

guidon
/ˈɡʌɪd(ə)n/
noun
a pennant that narrows to a point or fork at the free end, especially one used as the standard of a light cavalry regiment.

Pretty much what I said. The standard is bigger and conveys the position of the head of the army.

“The standard is bigger”

What?

The definition I just presented tells you that a pennant is usually used a standard. It means nothing to say that a standard is bigger. That’s like saying mammals are bigger than dogs.

Let me restate…

The definition I just presented tells you that a guidon is usually used a standard. It means nothing to say that a standard is bigger. That’s like saying mammals are bigger than dogs.

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Date: 27/04/2016 20:35:57
From: AwesomeO
ID: 881228
Subject: re: Better Standards

The Rev Dodgson said:


I think that before any politician is allowed to comment on negative gearing they should be forced to answer this question:

If there was a small reduction in average house prices, resulting in a small improvement in home affordability, would that be a good thing or a bad thing?

Depends on who you are talking about. A small reduction just after you have purchased would be a bad thing, just before, a good thing.

Politically I think NG should be restricted to new builds only.

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Date: 27/04/2016 20:37:43
From: The Rev Dodgson
ID: 881231
Subject: re: Better Standards

dv said:


The Rev Dodgson said:

dv said:


It’s a cheerful little forklift truck with only two wheels?

Guido

Having looked that up, I’m not sure if you are calling me a Marxist scholar, the author of a successful programming language, or a pathetic excuse for a male.

The first one I expect.

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Date: 27/04/2016 20:38:13
From: AwesomeO
ID: 881232
Subject: re: Better Standards

dv said:


dv said:

AwesomeO said:

Pretty much what I said. The standard is bigger and conveys the position of the head of the army.

“The standard is bigger”

What?

The definition I just presented tells you that a pennant is usually used a standard. It means nothing to say that a standard is bigger. That’s like saying mammals are bigger than dogs.

Let me restate…

The definition I just presented tells you that a guidon is usually used a standard. It means nothing to say that a standard is bigger. That’s like saying mammals are bigger than dogs.

If the definition says a guidon is usually a standard then I call shenanigans. And again you are ignoring the use of both, one to mark the position of the head of the army, and the other to mark the position of the lead in a troop of horse.

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Date: 27/04/2016 20:38:29
From: ChrispenEvan
ID: 881233
Subject: re: Better Standards

the reduction is not on the house price as such but on how much it appreciates. ie if the appreciation was going to be 7% it would be 5% after the NG was amended. so you still see a rise of 5%. or so i interpret it.

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Date: 27/04/2016 20:39:01
From: The Rev Dodgson
ID: 881234
Subject: re: Better Standards

AwesomeO said:


The Rev Dodgson said:

I think that before any politician is allowed to comment on negative gearing they should be forced to answer this question:

If there was a small reduction in average house prices, resulting in a small improvement in home affordability, would that be a good thing or a bad thing?

Depends on who you are talking about. A small reduction just after you have purchased would be a bad thing, just before, a good thing.

Politically I think NG should be restricted to new builds only.

I’m talking overall and on average.

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Date: 27/04/2016 20:40:17
From: furious
ID: 881235
Subject: re: Better Standards

Pit stop….

Reply Quote

Date: 27/04/2016 20:46:33
From: The Rev Dodgson
ID: 881240
Subject: re: Better Standards

ChrispenEvan said:


the reduction is not on the house price as such but on how much it appreciates. ie if the appreciation was going to be 7% it would be 5% after the NG was amended. so you still see a rise of 5%. or so i interpret it.

What actually happens to house prices is neither here nor there.

Our Prime Minister says that removing negative gearing will make them go down. Someone should ask him if the resulting improvement in home affordability (if it actually happened) would be a good thing or a bad thing.

Reply Quote

Date: 27/04/2016 20:47:56
From: furious
ID: 881242
Subject: re: Better Standards

It’s a complex question…

Reply Quote

Date: 27/04/2016 20:48:14
From: ChrispenEvan
ID: 881243
Subject: re: Better Standards

Our Prime Minister says that removing negative gearing will make them go down.

i know and my post answered that furphy. they wont go down just not up as much.

Reply Quote

Date: 27/04/2016 20:48:45
From: Michael V
ID: 881246
Subject: re: Better Standards

The Rev Dodgson said:


ChrispenEvan said:

the reduction is not on the house price as such but on how much it appreciates. ie if the appreciation was going to be 7% it would be 5% after the NG was amended. so you still see a rise of 5%. or so i interpret it.

What actually happens to house prices is neither here nor there.

Our Prime Minister says that removing negative gearing will make them go down. Someone should ask him if the resulting improvement in home affordability (if it actually happened) would be a good thing or a bad thing.

It’d be a bad thing for the voters of Wentworth.

Reply Quote

Date: 27/04/2016 20:50:38
From: The Rev Dodgson
ID: 881250
Subject: re: Better Standards

Michael V said:


The Rev Dodgson said:

ChrispenEvan said:

the reduction is not on the house price as such but on how much it appreciates. ie if the appreciation was going to be 7% it would be 5% after the NG was amended. so you still see a rise of 5%. or so i interpret it.

What actually happens to house prices is neither here nor there.

Our Prime Minister says that removing negative gearing will make them go down. Someone should ask him if the resulting improvement in home affordability (if it actually happened) would be a good thing or a bad thing.

It’d be a bad thing for the voters of Wentworth.

If only the PM would explain the thinking behind his statements so clearly and convincingly.

Reply Quote

Date: 27/04/2016 20:51:53
From: dv
ID: 881252
Subject: re: Better Standards

I think Rev’s comment cuts to the very heart of the matter.

Homes don’t actually produce anything, they aren’t a productive investment that leads to more overall wealth in any intrinsic sense: contrast them to farms or mines or factories or even software companies or light engineering firms, or even an investment in infrastructure that is going to help industry or keep our comms up to date with our competitors, whatever. They are just sort of there, and you need them so that you aren’t living outside.

To allow a “boom” based on property prices is kind of nuts. You’ve encouraged a lot of investment in a dead asset, whereas that money could have gone into something that would increase output and genuine national wealth.

The commonwealth and the states really needed to cotton on to this issue perhaps 30-35 years ago and said, okay, we need to ensure that we release land and have zoning and development properties that provide a supply that will keep real estate prices increasing at a rate commensurate with the scale of the overall economy. This really would have been possible. Home prices were around 3 times average wage, and it would have been possible to keep them there, while still giving respectable returns on investments.

The problem is that they didn’t, and there isn’t any way to undo it without millions of people losing an enormous amount of money. Not all of them are the people who rode the wave. There are people who have just entered the real estate market, borrowing to within an inch of their lives to buy nondescript two bedroom flats in Penrith for $500 000. It’s tough to say to them “we need you to lose $200 000 overnight in the national interest”.

I think this will take a generation, 30 years or so, to sort out.

Reply Quote

Date: 27/04/2016 20:56:03
From: ChrispenEvan
ID: 881261
Subject: re: Better Standards

that point has been raised in a number of articles on NG, DV.

Reply Quote

Date: 27/04/2016 20:59:01
From: Michael V
ID: 881265
Subject: re: Better Standards

dv said:


I think Rev’s comment cuts to the very heart of the matter.

Homes don’t actually produce anything, they aren’t a productive investment that leads to more overall wealth in any intrinsic sense: contrast them to farms or mines or factories or even software companies or light engineering firms, or even an investment in infrastructure that is going to help industry or keep our comms up to date with our competitors, whatever. They are just sort of there, and you need them so that you aren’t living outside.

To allow a “boom” based on property prices is kind of nuts. You’ve encouraged a lot of investment in a dead asset, whereas that money could have gone into something that would increase output and genuine national wealth.

The commonwealth and the states really needed to cotton on to this issue perhaps 30-35 years ago and said, okay, we need to ensure that we release land and have zoning and development properties that provide a supply that will keep real estate prices increasing at a rate commensurate with the scale of the overall economy. This really would have been possible. Home prices were around 3 times average wage, and it would have been possible to keep them there, while still giving respectable returns on investments.

The problem is that they didn’t, and there isn’t any way to undo it without millions of people losing an enormous amount of money. Not all of them are the people who rode the wave. There are people who have just entered the real estate market, borrowing to within an inch of their lives to buy nondescript two bedroom flats in Penrith for $500 000. It’s tough to say to them “we need you to lose $200 000 overnight in the national interest”.

I think this will take a generation, 30 years or so, to sort out.

I think that’s a pretty fair analysis, and well explained. G’donya.

Reply Quote

Date: 27/04/2016 20:59:45
From: roughbarked
ID: 881268
Subject: re: Better Standards

dv said:


I think Rev’s comment cuts to the very heart of the matter.

Homes don’t actually produce anything, they aren’t a productive investment that leads to more overall wealth in any intrinsic sense: contrast them to farms or mines or factories or even software companies or light engineering firms, or even an investment in infrastructure that is going to help industry or keep our comms up to date with our competitors, whatever. They are just sort of there, and you need them so that you aren’t living outside.

To allow a “boom” based on property prices is kind of nuts. You’ve encouraged a lot of investment in a dead asset, whereas that money could have gone into something that would increase output and genuine national wealth.

The commonwealth and the states really needed to cotton on to this issue perhaps 30-35 years ago and said, okay, we need to ensure that we release land and have zoning and development properties that provide a supply that will keep real estate prices increasing at a rate commensurate with the scale of the overall economy. This really would have been possible. Home prices were around 3 times average wage, and it would have been possible to keep them there, while still giving respectable returns on investments.

The problem is that they didn’t, and there isn’t any way to undo it without millions of people losing an enormous amount of money. Not all of them are the people who rode the wave. There are people who have just entered the real estate market, borrowing to within an inch of their lives to buy nondescript two bedroom flats in Penrith for $500 000. It’s tough to say to them “we need you to lose $200 000 overnight in the national interest”.

I think this will take a generation, 30 years or so, to sort out.

It has taken a long time to sort out now. It is all about boom and bust really. There are those who see building houses as being a mainstay of the economy in Australia.

Reply Quote

Date: 27/04/2016 21:00:22
From: dv
ID: 881269
Subject: re: Better Standards

The Rev Dodgson said:

What actually happens to house prices is neither here nor there.

So where the fuck is it…

Reply Quote

Date: 27/04/2016 21:01:26
From: ChrispenEvan
ID: 881273
Subject: re: Better Standards

it’s everywhere, man.

Reply Quote

Date: 27/04/2016 21:02:25
From: furious
ID: 881274
Subject: re: Better Standards

On a train? In the rain?

Reply Quote

Date: 27/04/2016 21:02:37
From: The Rev Dodgson
ID: 881275
Subject: re: Better Standards

dv said:


The problem is that they didn’t, and there isn’t any way to undo it without millions of people losing an enormous amount of money. Not all of them are the people who rode the wave. There are people who have just entered the real estate market, borrowing to within an inch of their lives to buy nondescript two bedroom flats in Penrith for $500 000. It’s tough to say to them “we need you to lose $200 000 overnight in the national interest”.

You could get a 1st quartile flat in Penrith for $394,000 back in September last year. Should be a good bit cheaper now.

Mind you, that’s still a heck of a lot for a crappy flat in Penrith.

Reply Quote

Date: 27/04/2016 21:02:40
From: roughbarked
ID: 881276
Subject: re: Better Standards

dv said:


The Rev Dodgson said:

What actually happens to house prices is neither here nor there.

So where the fuck is it…

nowhere because our houses cost us so much if we negatively geared them they would cost the nation billions.

Reply Quote

Date: 27/04/2016 21:03:38
From: roughbarked
ID: 881278
Subject: re: Better Standards

ChrispenEvan said:


it’s everywhere, man.

it’s the vibe.

Reply Quote

Date: 27/04/2016 21:05:33
From: dv
ID: 881280
Subject: re: Better Standards

ChrispenEvan said:


that point has been raised in a number of articles on NG, DV.

So you’re saying I am not a ground breaking economist

Reply Quote

Date: 27/04/2016 21:06:26
From: The Rev Dodgson
ID: 881281
Subject: re: Better Standards

When people do their numbers on NG, do they allow for the fact that if the loss isn’t claimed as a tax deduction at the time it occurs, it can be claimed as a deduction from the capital gain?

Reply Quote

Date: 27/04/2016 21:08:44
From: Michael V
ID: 881282
Subject: re: Better Standards

The Rev Dodgson said:


When people do their numbers on NG, do they allow for the fact that if the loss isn’t claimed as a tax deduction at the time it occurs, it can be claimed as a deduction from the capital gain?

I suppose some might. But I really don’t profess to know that many people that well.

Reply Quote

Date: 27/04/2016 21:09:57
From: dv
ID: 881285
Subject: re: Better Standards

Michael V said:


The Rev Dodgson said:

When people do their numbers on NG, do they allow for the fact that if the loss isn’t claimed as a tax deduction at the time it occurs, it can be claimed as a deduction from the capital gain?

I suppose some might. But I really don’t profess to know that many people that well.

I’m practically a shut-in.

Reply Quote

Date: 27/04/2016 21:12:26
From: ChrispenEvan
ID: 881289
Subject: re: Better Standards

I’m practically a shut-in.

shouldn’t play-up when you go out, that last time….

Reply Quote

Date: 27/04/2016 21:13:09
From: roughbarked
ID: 881293
Subject: re: Better Standards

dv said:


Michael V said:

The Rev Dodgson said:

When people do their numbers on NG, do they allow for the fact that if the loss isn’t claimed as a tax deduction at the time it occurs, it can be claimed as a deduction from the capital gain?

I suppose some might. But I really don’t profess to know that many people that well.

I’m practically a shut-in.

At least I’ve got a yard where at least the birds and lizards respect me.

Reply Quote

Date: 28/04/2016 20:46:00
From: wookiemeister
ID: 881745
Subject: re: Better Standards

dv said:


I think Rev’s comment cuts to the very heart of the matter.

Homes don’t actually produce anything, they aren’t a productive investment that leads to more overall wealth in any intrinsic sense: contrast them to farms or mines or factories or even software companies or light engineering firms, or even an investment in infrastructure that is going to help industry or keep our comms up to date with our competitors, whatever. They are just sort of there, and you need them so that you aren’t living outside.

To allow a “boom” based on property prices is kind of nuts. You’ve encouraged a lot of investment in a dead asset, whereas that money could have gone into something that would increase output and genuine national wealth.

The commonwealth and the states really needed to cotton on to this issue perhaps 30-35 years ago and said, okay, we need to ensure that we release land and have zoning and development properties that provide a supply that will keep real estate prices increasing at a rate commensurate with the scale of the overall economy. This really would have been possible. Home prices were around 3 times average wage, and it would have been possible to keep them there, while still giving respectable returns on investments.

The problem is that they didn’t, and there isn’t any way to undo it without millions of people losing an enormous amount of money. Not all of them are the people who rode the wave. There are people who have just entered the real estate market, borrowing to within an inch of their lives to buy nondescript two bedroom flats in Penrith for $500 000. It’s tough to say to them “we need you to lose $200 000 overnight in the national interest”.

I think this will take a generation, 30 years or so, to sort out.


its why i say property investment/ home buying is a ponzi scheme – its something designed to sustain only itself

Reply Quote

Date: 28/04/2016 20:49:25
From: wookiemeister
ID: 881747
Subject: re: Better Standards

i was talking to a man from singapore for a number of days recently

he told me

please sit down before you read any further

the singaporean government is very rich, very rich and most land is owned by the government – when you buy land you are actually buying a 99 year lease from the government

if you step out of line you get whipped with a thin cane but things seems to be working out

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